Land Financing & Ranch Loans | AgTrust Farm Credit

Financing Life, Beyond the City Limits

At AgTrust Farm Credit, we help farmers, ranchers, and rural landowners turn possibilities into realities. From generational operations to first-time land buyers, we’re here to help you find it, finance it, and make it yours.

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Financing Options

Rural life is best lived when you can embrace all the opportunities it offers. Our financing solutions bring your vision to life.

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Farm, Ranch and Recreational Real Estate

Farm and Ranch Operations

Construction

Equipment

Agribusiness

Country Homes

Young, Beginning, Small Farmer or Rancher Loans

Patronage Dividends

As a customer-owned financing cooperative, our borrowers aren’t just our customers – they’re also our owners! That means when we do well, we pass that benefit directly on to our customers in cash.

Our Patronage Program

$32.3M

patronage distributions on 2024 earnings, record distribution for AgTrust

$204.8M

total distribution returned to borrowers in 10 years

1.31%

average reduction of the effective interest rate paid by borrowers in 2024

offices covering 81 counties throughout Texas and New Mexico

Amazing experience, all lenders should learn from Craig and Lauren on how to help customers and to meet timelines. Too many in the industry overpromise and under deliver. AgTrust Farm Credit over delivered, stellar performance.

James G., Customer-owner

This was the easiest land purchase I have ever made. They remove all of the anxiety and doubt from such a milestone life event.

David H., Customer-owner

Working with AgTrust on our land purchase was the smoothest property acquisition process we have ever experienced. Our loan officer Adam was accessible to answer any questions we had through every phase and there were no surprises or unexpected delays. We will certainly be doing business with…

Joshua A., Customer-owner

The folks in the Corsicana office are great about answering all of our questions and take care of our needs every time! Their dedication to us as customers as well as the entire community is exceptional! We’ve recommended them to several friends and family members!

Melissa N., Customer-owner

Awesome experience with Agtrust and Walker who handled the whole process. Definitely will get all future business from us!

Rex G., Customer-owner

We struggled with some of the uploading documents but there were real people to help us navigated the progress. They also offered more information on land issues like Ag Exemptions.

Kathleen K., Customer-owner

It was a very smoothly and transparent experience. Thank you for making this process so stress free! I recommend this great team!

Dixierell S., Customer-owner

These guys are legit!! We had 2 lenders so I can make a direct comparison. They are outstanding! We will use again!! Even title agency was wowed!! Great job! They were accessible, prompt, helpful…I can’t say enough!

Kimberlee N., Customer-owner

Becoming a land owner has been a dream come true. A Big thank you to Matt at AgTrust and his team for helping us on this journey! The process went very smoothly from beginning to closing. Would highly recommend them! Amazing people!!

Susana V., Customer-owner

We have worked with AgTrust Farm Credit for years and continue to have a great experience. Thomas Bugner and his team were very professional and knowledgeable and I would highly recommend this company to anyone needing lending assistance for farm and ranch.

Betsy W., Customer-owner

I came in looking to finance some property to add on to what I already owned and Ross made my experience very smooth and easy. I’ve never worked with a lender as helpful as the people at AgTrust.

David D., Customer-owner

AgTrust was such a pleasure to work with! Every email and phone call was answered and we were helped along through every step of the way for our purchase. 5 Star company!

Kelley E., Customer-owner

Getting a loan from AgTrust Farm Credit was easier than I expected. Amanda and Aaron did a great job explaining everything to me and answering all my questions. I felt I could trust both of them and look forward to a good working relationship with both of them. I wouldn’t hesitate getting another…

Ronnie S., Customer-owner